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Term Life Insurance Glossary
Accidental Death Benefit:
An extra death benefit amount that is paid out in addition to the face amount of the policy if the insured dies by accidental means. It cost extra to get this benefit, and u...
Read More of this ArticleUsing Credit Cards Wisely
Credit cards were first introduced to the public just over 40 years ago, in 1959. With the introduction of credit cards, consumers were given new choices in how to pay for costly purchases that they h...
Read More of this ArticleWhat Is The Coverdell Education Savings Account (ESA)?
One of new products that came out of the Budget Reconciliation Act of 1996 is the Coverdell ESA. The Coverdell ESA offers the potential for tax-free growth when you use the account to fund a child's q...
Read More of this ArticleGift Tax Fundamentals
The federal government imposes a substantial tax on gifts of money or property above certain levels. Without such a tax someone with a sizable estate could give away a large portion of their property ...
Read More of this ArticleSmarter Decisions
 Our clients’ financial security & quality of life deserve the dedication, expert advice & personal attention.
 Our clients’ financial security & quality of life deserve the dedication, expert advice & personal attention.
Lifelong Protection
 Affordable Term insurance and permanent coverage we have options to fit your needs.
 Affordable Term insurance and permanent coverage we have options to fit your needs.
Specialized Advisers
 Who offer personalized solutions of high quality products and retirement planning services.
 Who offer personalized solutions of high quality products and retirement planning services.
 
 













